Cookies Policy
This Cookies Policy was last updated on 29 September 2026.
What Cookies and Similar Technologies Are and What Information They Can Store or Access
Cookies are small text files placed on your device when you visit a website. They allow the site to remember actions and preferences over time. Similar technologies include web beacons and pixel tags that can track user interactions. These tools can store or access information such as your IP address, browser type, device identifiers, pages visited, time spent on pages, and preferences related to insurance programming topics. On an informational site like this one focused on insurance programming, such data helps maintain a consistent user experience without collecting unnecessary personal details beyond what is required for basic functionality.
Why the Site Uses Cookies and Similar Technologies
knowledrix uses cookies to ensure the website operates smoothly as a non-commercial informational resource about insurance programming. They enable features like remembering your navigation choices, loading content efficiently, and understanding how visitors engage with articles or resources on the blog. Without these technologies, core elements such as page loading and basic navigation would not function reliably, and the site could not provide tailored informational content relevant to Malaysian users interested in insurance programming.
Strictly Necessary, Functional, Analytics, Advertising, and Social-Media Categories
Strictly necessary cookies are essential for the website to function and cannot be disabled. Functional cookies remember preferences to enhance usability. Analytics cookies help measure performance and visitor behavior on blog posts about insurance programming. Advertising cookies would track interest for targeted content, though this site avoids commercial advertising. Social-media cookies integrate with external platforms for sharing, but are limited here due to the non-commercial nature. Each category serves distinct roles in supporting an accessible informational experience under Malaysian regulations.
First-Party versus Third-Party Cookies
First-party cookies are set directly by knowledrix and relate to core site functions like session management for insurance programming resources. Third-party cookies come from external providers such as analytics services or content delivery networks. These may appear when loading blog elements or performance tools. First-party cookies keep data within the site domain, while third-party ones involve trusted partners that support the site's informational goals without direct commercial intent.
Session versus Persistent Cookies and Retention Information
Session cookies exist only while your browser is open and are deleted when you close it, useful for temporary navigation during a visit to insurance programming content. Persistent cookies remain on your device for a set period, such as up to 24 months for analytics purposes, allowing recognition on return visits. Retention varies by category: necessary cookies may last the session, while analytics ones persist longer to track trends in user engagement with educational materials, always aligned with data minimization principles.
The Data Handled and Purpose of Each Used Category
Necessary cookies handle basic identifiers like session IDs to enable site access. Functional cookies store preference data such as language or display settings for insurance topics. Analytics cookies process aggregated usage statistics including page views and scroll depth to improve blog quality. No advertising data is collected here. Purposes focus on delivering reliable informational access, enhancing readability of programming-related content, and complying with legal standards without profiling individuals.
The Consent or Exemption Basis for Each Category under Malaysian Law
Under the Personal Data Protection Act 2010 of Malaysia, strictly necessary cookies operate under legitimate interest exemptions for essential operations. Other categories like analytics require consent via the site-wide cookie banner. Users can provide or withdraw consent at any time. This approach respects PDPA requirements for transparency and choice, ensuring that non-essential cookies are only active after affirmative agreement from visitors seeking information on insurance programming.
How the Consent Manager Works and How Users Can Reject, Change, or Withdraw Choices
The cookie banner appears on first visit and allows selection of cookie categories. You can accept all, reject non-essential ones, or customize preferences. Changes are saved and can be updated through the banner link in the footer. Withdrawal of consent stops further use of opted-out cookies immediately, though previously stored data may persist until expiry. This system empowers Malaysian users with control over their experience on the site.
Browser-Level Controls and the Functional Consequences of Disabling Cookies
Most browsers allow blocking or deleting cookies through settings menus. Disabling necessary cookies may prevent access to parts of the site or cause errors when viewing insurance programming resources. Blocking analytics cookies limits performance insights but does not break core functionality. Users should note that such actions might reduce the quality of the informational experience provided by knowledrix.
International Transfers and Cross-Reference to the Privacy Policy
Some cookies may involve data transfers outside Malaysia through service providers. Such transfers occur only with appropriate safeguards under PDPA. For full details on data handling, please refer to the separate Privacy Policy available on this site, which outlines broader practices relevant to insurance programming content.
Policy Changes, Contact Route, and Last-Updated Date
knowledrix may update this policy to reflect legal or operational changes. The last updated date appears at the top. For questions, use the contact form on the Contacts page or reach [email protected], +6011-5457 5705, or Level 28, GTower, 199 Jalan Tun Razak, 50400 Kuala Lumpur, Malaysia. Continued use of the site after updates indicates acceptance of the revised terms.